Kentucky Will Requirements: How to Make a Valid Will
To make a valid will in Kentucky, the law requires that you be at least 18 and of sound mind (KRS 394.020), and that a typed will be signed by you and witnessed by two credible witnesses who sign in your presence (KRS 394.040). Adding a self-proving affidavit signed in front of a notary (KRS 394.225) lets the will be admitted to probate later without tracking those witnesses down. If a Kentucky resident dies with no will, the intestate-succession statutes (KRS Chapter 391) decide who inherits — not the person who died. This page is general information, not legal advice for an individual situation; Durward Elton Johnson, KY Bar #101547, reviews every Bluegrass Cornerstone will before it is delivered.
What Kentucky law requires for a valid will
Two rules sit at the center of a valid Kentucky will. The first is capacity: under KRS 394.020, the person making the will (the testator) has to be at least 18 years old and of sound mind — meaning they understand, in a general way, what they own, who their natural heirs are, and that they are signing a document that decides where their property goes.
The second is execution. For a typed will, KRS 394.040 requires that the testator sign at the end of the will (or direct someone to sign for them, in their presence), and that two credible witnesses also sign. Those witnesses must sign in the testator's presence — the standard Kentucky practice is for all three people to be together at the same sitting, with each witness signing in the presence of the testator and of each other. A typed will that is missing the two-witness step is a common reason a Kentucky will is challenged.
Kentucky does recognize one narrow exception under KRS 394.040: a will written wholly in the testator's own handwriting (a holographic will) can be valid without witnesses. Handwritten wills are far harder to prove and easy to get wrong, so most Kentucky adults who want a will that holds up use a typed will executed with the two-witness method.
Who can witness a Kentucky will — and who should not
Choosing the wrong witnesses can quietly cancel part of the will. Under Kentucky's purging statute, KRS 394.210, a beneficiary who serves as one of the witnesses forfeits the gift the will makes to them — unless that witness would still have inherited that share anyway if there were no will (that is, as an heir under Kentucky's intestacy rules), and then only up to the value of that intestate share. In plain terms, naming a beneficiary as one of the two witnesses can erase that beneficiary's inheritance even though the rest of the will stands.
Because of that, most Kentucky wills are witnessed by two disinterested adults: people who are not named to receive anything under the will and are not married to anyone who is. Neighbors, coworkers, or friends are typical choices. The witnesses do not need to read the will or know its contents — they only need to watch the testator sign and then sign themselves.
The self-proving affidavit (KRS 394.225) — why most wills include it
A Kentucky will does not have to be notarized to be valid — the two witnesses under KRS 394.040 are what make it valid. But there is a strong reason to add a notary anyway. KRS 394.225 authorizes a self-proving affidavit: a short sworn statement signed by the testator and both witnesses in front of a Kentucky notary public, usually at the same sitting as the will.
The payoff comes years later. When a self-proved will is offered for probate, the court can admit it without locating the original witnesses to testify that they saw the signing. Witnesses move, lose touch, or pass away; the affidavit removes that problem in advance. Bluegrass Cornerstone includes the self-proving affidavit with every will by default.
What happens with no will: Kentucky's default rules
A will is how a Kentucky resident chooses who inherits and who is nominated to raise minor children. With no valid will, those choices fall to the state. KRS Chapter 391 — Kentucky’s intestate-succession statutes — sets a fixed statutory order of who inherits, regardless of what the person would have wanted. The court, not the family, also decides arrangements for minor children when no nomination exists.
For Kentucky adults who want to direct where their property goes, name an executor, or nominate a guardian for their children, the document that typically applies is a will. The intestacy rules are simply the default that operates in its absence.
Changing or revoking a Kentucky will
A Kentucky will is not permanent. KRS 394.080 governs how a will is revoked or replaced — for example, by signing a later will that revokes the earlier one. Important point: handwriting changes in the margin or crossing things out does not reliably amend a typed will. Under Kentucky law, an amendment (a codicil) has to be executed with the same KRS 394.040 formalities as the will itself — signed and witnessed the same way. Marriage, divorce, a new child, or a move to or from Kentucky are the usual moments people revisit a will.
What a Kentucky will costs at Bluegrass Cornerstone
A standalone Kentucky will at Bluegrass Cornerstone is a published flat fee of $99. It is drafted on your intake answers and reviewed by Durward Elton Johnson, KY Bar #101547, before it is delivered, with the self-proving affidavit (KRS 394.225) and step-by-step Kentucky signing instructions included.
Many Kentucky households put more than the will in place at once. The Estate Planning Essentials bundle pairs the will with a Kentucky statutory power of attorney, a healthcare power of attorney, and a living will directive for $249 — the four documents most adults reach for together. Bluegrass Cornerstone is a service of Johnson Legal PLLC and serves Kentucky only; an attorney-client relationship is formed by a signed engagement letter following a conflict check, not by reading this page.
Common questions
- How many witnesses does a will need in Kentucky?
- A typed Kentucky will needs two credible witnesses, who sign in the testator's presence after watching the testator sign (KRS 394.040). If you also add a self-proving affidavit (KRS 394.225), a notary signs as well — but the two witnesses are what make the will valid.
- Does a Kentucky will have to be notarized?
- No. A will is valid in Kentucky when it is signed by the testator and two credible witnesses under KRS 394.040; notarization is not required for validity. A notary is only needed for the optional self-proving affidavit under KRS 394.225, which lets the will be probated later without calling the witnesses to testify. Bluegrass Cornerstone includes that affidavit by default.
- Can my spouse or a beneficiary witness my will in Kentucky?
- It is risky. Under KRS 394.210, a gift to someone who witnesses the will — or to that witness's spouse — can be void, even though the rest of the will stands. Most Kentucky wills are witnessed by two disinterested adults who are not named to inherit anything.
- Is a handwritten will valid in Kentucky?
- KRS 394.040 recognizes a will written wholly in the testator's own handwriting (a holographic will) without witnesses. They are harder to prove and easy to get wrong, so most Kentucky adults use a typed will executed with the two-witness method instead.
- What happens if I die without a will in Kentucky?
- Kentucky's intestate-succession statutes, KRS Chapter 391, decide who inherits in a fixed statutory order, and the court decides arrangements for minor children. A will is what lets a Kentucky resident make those choices instead of the default rules.
- How old do I have to be to make a will in Kentucky?
- At least 18 and of sound mind, under KRS 394.020. 'Sound mind' generally means understanding what you own, who your heirs are, and that you are signing a document that directs where your property goes.
Related Kentucky documents
- Kentucky will ($99)
- Estate Planning Essentials bundle ($249)
- Kentucky statutory power of attorney
- healthcare power of attorney
- living will directive
- testamentary guardianship for minor children
- free Kentucky case-plan diagnostic
See which documents typically apply to a household like yours with the free Kentucky case-plan diagnostic, or start your Kentucky will — a $99 flat fee, drafted on your answers and reviewed by Durward Elton Johnson, KY Bar #101547, before delivery. Bluegrass Cornerstone is a service of Johnson Legal PLLC and serves Kentucky only.
This page is general information, not legal advice for your specific situation. Bluegrass Cornerstone is a service of Johnson Legal PLLC, a Kentucky law firm; every document is reviewed by Durward Elton Johnson, KY Bar #101547, before delivery, and the firm serves Kentucky only. An attorney-client relationship with Johnson Legal PLLC is formed only by a signed engagement letter following a conflict check, not by visiting this site. Statute citations on this page are to the Kentucky Revised Statutes; for the verbatim text, consult the Kentucky Legislature's online statute library.